Restitution, Fines, and Costs are not dischargeable and not effected by the automatic stay. However, it does not prevent the discharge of other debts to make it easier for a defendant to pay restitution, fines , and costs. Additionally, if restitution, fines , and costs are paid with a credit card or other dischargeable debt, they are dischargeable. For example, using a visa card to pay restitution, fines, and costs, and then filing for bankruptcy. They would be dischargeable.
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